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Life Design Studio

Turn your money choices
into a chart in 3 minutes.

Part-time work, your first job, marriage, a home, kids, and then retirement. Change just one choice and the future shifts quite a bit. Let's play with the sliders and think it through together!

01

An answer in 3 minutes

You only ever move sliders, and we've cut down the jargon as much as we could. Set the hard stuff aside for now and just try moving things around.

02

We sell nothing

We've decided not to push you toward bank accounts or app sign-ups, and not to recommend any particular financial product. This isn't a site for making money — it's just a site for thinking things through together.

03

Your inputs never leave

The numbers you set with the sliders stay entirely on your own device. There's no need to send anything to a server or create an account. Relax and try out as many things as you like.

A word on neutrality. On this site we don't place sales links for financial products or financial affiliate links. We do run general ads to help cover a little of the cost of keeping the site going, but we've set things up to exclude the finance category (banks, securities, FX, loans, crypto) from what's served. All of the assumptions used in the calculations are laid out on the Assumptions page. The numbers shown are only rough guides. There are surely factors we haven't fully accounted for — taxes, exchange rates, inflation, and so on. In the end, we'd be glad if you make the call based on your own situation.

How to use

  1. Move the sliders Enter a few of the numbers you already know — your age, annual income, living expenses, how much you invest each month, and so on.
  2. The chart updates instantly You'll see at a glance how your assets shift 20 years out, around retirement, and into your later years.
  3. Take one insight home We'd be glad if you take home a small discovery — something like "how much difference an extra ¥5,000 a month makes by retirement."